General Insurance for Business

This is also known as insurance for business and commercial business insurance. We assist with:

Business liability insurance/ Business public liability insurance and liability insurance for small business
Business interruption insurance
Business car insurance / business vehicle insurance
Business indemnity insurance
Business contents insurance and business equipment insurance

We ensure that the appropriate business insurance policy is in place and that you receive the best possible cover and that the efficiency of your insurance cost is maximised.

Regardless of the size of your business operation we can assist in putting this cover in place, from corporate clients who require large amounts of cover to small business insurance for small business owners and home based operations which require smaller amounts of business insurance.

Life insurance plans to protect businesses and shareholders/business partners

We specialise in the nuances of business risks. As a result we focus on the impact on the business of the loss of key people and the impact that a death or disability will have on the ability of the other business owners to service the debt of the business and to pay out the estate of the deceased/disabled shareholder.

We liase with the business’ solicitors and accountants to ensure that appropriate risk insurance is in place to cover these eventualities and that the agreements pertaining to this cover are not in conflict with the shareholder agreements and partnership agreements.

We also undertake analysis of the business and recommend appropriate levels of debt insurance.

Ongoing personal income to a business owner is also a key element of the plan. We research the benefits available via insurances and ACC to maximise your cover while minimising cost.

We would be happy to discuss your requirements for business partnership agreements, shareholder agreements, or general partnership agreements.

At Maxim we work for you! Our job is to assist you with the correct combination of the insurances mentioned here, and select the right company to provide these insurances.