Personal Insurance

There are many types of personal risk cover. Our job as your insurance broker is to ensure that this cover protects your lifestyle and that of your family in the event of your death, disability, illness or injury. This is done based on a thorough assessment of your needs to ensure that the solution is based on sound advice and not merely on a product sale.

Income Protection Cover

We believe that together with life insurance, this benefit should form the foundation of most insurance plans.

Income protection cover will assist you when you can’t earn your income. Income protection plans and income protection policies are many and varied and because of our ability to deal with many different product providers we can ensure that you have the best income protection policy for your requirements.

Policies cover may include income protection for redundancy, income mortgage protection, or mortgage payment protection insurance. If you already have this benefit we can compare your income protection with other options to ensure that you have the product best suited to your needs.

Life Insurance Cover

Life insurance policies are designed to assist those you care about following an unexpected and untimely death. Life insurance coverage can ease the financial strain and pressure and allow time to concentrate on the healing process and readjustment of lives without the worry of finance and money.

Trauma Insurance

Trauma insurance provides you with lump cash injection at a time that you suffer a major health condition. This can be useful to meet health costs, loss of income, and the general increase in expense that can result from a major illness.

Medical Insurance Plans

There are many providers of private medical insurance in New Zealand. We can assist you in choosing the right medical insurance policy for you and your family.

We believe that family medical insurance should provide medical insurance coverage for major expenses associated with hospital and specialist treatment.

This will provide you with peace of mind that you will get medical attention for procedures when you need it and avoid public wait lists.

Mortgage Payment Insurance

Possibly your biggest financial commitment is your mortgage / home loan payment. Our philosophy is that you should have insurance cover on your mortgage as a minimum, and also think about ongoing financial commitments over and above the mortgage.

Many debt insurance plans also cover for redundancy insurance cover. Redundancy protection insurance is becoming increasingly sought after in the current economic climate. It can be used to cover the mortgage, and also other financial commitments in the case of you experiencing a redundancy.

At Maxim we work for you! Our job is to assist you with the correct combination of the insurances mentioned here, and select the right company to provide these insurances.